Naples Short-Term Rental Regulations

Last verified: 2026-07-02
TL;DR
Naples does not require a specific STR permit. Combined tax rate is 11%. No annual day limit.
Disclaimer
This information is provided for general informational purposes only and does not constitute legal, tax, or regulatory advice. Short-term rental regulations change frequently. Always verify current requirements with your local government before listing your property or making investment decisions.
Key Requirements at a Glance
Permit Not required
Primary Residence Not required
Annual Day Limit No limit
Tax Rate 11%
Max Penalty $500 per day
Insurance Not required

New to short-term rentals? Jump to the compliance checklist →

Permit & Licensing

Naples does not require a specific STR permit at this time. Check with local government for any zoning or business license requirements.

Tax Obligations

TaxRateAuthority
State Sales Tax 6% Florida Department of Revenue
Collier County Tourist Development Tax 5% Collier County

Combined rate: 11% of gross rental income.

Collection: Tourist development tax is reported and remitted directly to Collier County; the 6% state sales tax and any discretionary sales surtax are reported and remitted to the Florida Department of Revenue

Rental Limits

Naples does not impose an annual cap on the number of nights you can rent.

Zoning & Restrictions

Check with local government

Insurance & Safety

Insurance

Naples does not require short-term rental operators to carry specific insurance. Standard homeowner policies often exclude short-term rental activity, so many hosts obtain dedicated short-term rental or landlord liability coverage.

Penalties for Non-Compliance

Where no specific penalty is provided, a fine not exceeding $500.00 or imprisonment for a term not exceeding 60 days, or both; each day a violation continues is a separate offense

Compliance Checklist

Follow these steps to legally operate a short-term rental in Naples:

  1. Register for tax accounts. Set up lodging tax accounts with Florida Department of Revenue.
  2. Collect and remit taxes. 11% on all bookings.

Frequently Asked Questions

Do you need a permit to run an Airbnb in Naples?
Naples does not require a dedicated short-term rental permit, but you must still register for and remit applicable lodging taxes. Confirm local zoning rules still allow short-term rentals at your property before listing.
Does Naples require a short-term rental to be your primary residence?
No. Naples does not impose a primary-residence requirement, so non-owner-occupied rentals are allowed.
How many days a year can you short-term rent in Naples?
Naples does not cap the number of nights per year you can short-term rent, though permitting, zoning, and occupancy rules still apply.
What taxes do you pay on a short-term rental in Naples?
Short-term rental stays in Naples are subject to a combined 11% in lodging taxes. This combines 6% State Sales Tax + 5% Collier County Tourist Development Tax. The host is responsible for collecting and remitting them.

Official Sources

  1. Short Term Rentals | Naples, FL
  2. Sec. 50-39 - Expiration of rental period / rental restrictions, Code of Ordinances, Naples, FL
  3. Local Option Transient Rental Tax Rates (Tourist Development Tax Rates), Florida Department of Revenue
  4. Sec. 1-15. - General penalty; continuing violations; adjudging fines and imprisonments, Code of Ordinances, Naples, FL
  5. Code of Ordinances, Naples, FL