Naples Short-Term Rental Regulations
| Permit | Not required |
| Primary Residence | Not required |
| Annual Day Limit | No limit |
| Tax Rate | 11% |
| Max Penalty | $500 per day |
| Insurance | Not required |
New to short-term rentals? Jump to the compliance checklist →
Permit & Licensing
Naples does not require a specific STR permit at this time. Check with local government for any zoning or business license requirements.
Tax Obligations
| Tax | Rate | Authority |
|---|---|---|
| State Sales Tax | 6% | Florida Department of Revenue |
| Collier County Tourist Development Tax | 5% | Collier County |
Combined rate: 11% of gross rental income.
Collection: Tourist development tax is reported and remitted directly to Collier County; the 6% state sales tax and any discretionary sales surtax are reported and remitted to the Florida Department of Revenue
Rental Limits
Naples does not impose an annual cap on the number of nights you can rent.
Zoning & Restrictions
Check with local government
Insurance & Safety
Insurance
Naples does not require short-term rental operators to carry specific insurance. Standard homeowner policies often exclude short-term rental activity, so many hosts obtain dedicated short-term rental or landlord liability coverage.
Penalties for Non-Compliance
Where no specific penalty is provided, a fine not exceeding $500.00 or imprisonment for a term not exceeding 60 days, or both; each day a violation continues is a separate offense
Compliance Checklist
Follow these steps to legally operate a short-term rental in Naples:
- Register for tax accounts. Set up lodging tax accounts with Florida Department of Revenue.
- Collect and remit taxes. 11% on all bookings.
Frequently Asked Questions
- Do you need a permit to run an Airbnb in Naples?
- Naples does not require a dedicated short-term rental permit, but you must still register for and remit applicable lodging taxes. Confirm local zoning rules still allow short-term rentals at your property before listing.
- Does Naples require a short-term rental to be your primary residence?
- No. Naples does not impose a primary-residence requirement, so non-owner-occupied rentals are allowed.
- How many days a year can you short-term rent in Naples?
- Naples does not cap the number of nights per year you can short-term rent, though permitting, zoning, and occupancy rules still apply.
- What taxes do you pay on a short-term rental in Naples?
- Short-term rental stays in Naples are subject to a combined 11% in lodging taxes. This combines 6% State Sales Tax + 5% Collier County Tourist Development Tax. The host is responsible for collecting and remitting them.
Tools for Short-Term Rental Hosts
AdServices that help hosts handle the legal, management, pricing, and cleaning side of a short-term rental.
Official Sources
- Short Term Rentals | Naples, FL
- Sec. 50-39 - Expiration of rental period / rental restrictions, Code of Ordinances, Naples, FL
- Local Option Transient Rental Tax Rates (Tourist Development Tax Rates), Florida Department of Revenue
- Sec. 1-15. - General penalty; continuing violations; adjudging fines and imprisonments, Code of Ordinances, Naples, FL
- Code of Ordinances, Naples, FL