Destin Short-Term Rental Regulations

Last verified: 2026-04-06
TL;DR
Destin requires Short-Term Rental Registration ($500-$700). Combined tax rate is 12%. No annual day limit, but each stay must be up to 6 months.
Key Requirements at a Glance
Permit ✓ Required — Short-Term Rental Registration ($500-$700)
Primary Residence Not required
Annual Day Limit No limit — up to 6 months
Tax Rate 12%
Max Penalty $500 per violation
Insurance Not required

New to short-term rentals? Jump to the compliance checklist →

Permit & Licensing

Short-Term Rental Registration

FeeAmount
Initial cost$500-$700
Renewal$500-$700 / 1 year

This permit type does not require primary residence. Zoning restriction: Bay Resort Mixed Use (BRMU), Crystal Beach Resort (CBR), Calhoun Mixed Use (CMU), Gulf Resort Mixed Use (GRMU), Holiday Isle Mixed Use (HIMU), North Harbor Mixed Use (NHMU), Residential Office Institutional Tourist Development (ROI-TD), South Harbor Mixed Use (SHMU), Crystal Beach Neighborhood (CBN), Low/Medium/High Density Residential-Holiday Isle.

Application Process

Online application through MyGovernmentOnline (MGO) portal; annual submission required; complete registration yields city-issued annual sticker

Tax Obligations

TaxRateAuthority
Okaloosa County Tourist Development Tax 6% Okaloosa County Clerk of Courts
Florida State Sales Tax 6% Florida Department of Revenue

Combined rate: 12% of gross rental income.

Collection: Hosts collect and remit

Rental Limits

Destin does not impose an annual cap on the number of nights you can rent. Each individual stay must be up to 6 months.

Occupancy & Density Limits

2 adults per bedroom plus 4 additional persons, maximum 24 persons total

Zoning & Restrictions

Short-Term Rental Registration: Bay Resort Mixed Use (BRMU), Crystal Beach Resort (CBR), Calhoun Mixed Use (CMU), Gulf Resort Mixed Use (GRMU), Holiday Isle Mixed Use (HIMU), North Harbor Mixed Use (NHMU), Residential Office Institutional Tourist Development (ROI-TD), South Harbor Mixed Use (SHMU), Crystal Beach Neighborhood (CBN), Low/Medium/High Density Residential-Holiday Isle

Insurance & Safety

Safety & Operating Requirements

Penalties for Non-Compliance

Maximum penalty: $500 per violation.

Compliance Checklist

Follow these steps to legally operate a short-term rental in Destin:

  1. Meet safety requirements. Required signage 18" x 18" with management company name/phone, emergency contact info, occupancy limit, parking spaces available within 7 days of registration. Emergency contact must be reachable within one hour. City of Destin Business Tax Receipt required. Florida Vacation Rental Dwelling License (DBPR) required.
  2. Apply for Short-Term Rental Registration. Submit application + $500-$700 fee.
  3. Register for tax accounts. Set up lodging tax accounts with Okaloosa County Clerk of Circuit Court.
  4. Collect and remit taxes. 12% on all bookings.
  5. Renew annually. $500-$700 renewal fee.

Official Sources

  1. Register a Short Term Rental | Destin, FL - Official Website
  2. ARTICLE VI. - REGISTRATION OF SHORT-TERM RENTALS | Code of Ordinances | Destin, FL
  3. Tourist Development Tax | Okaloosa County Clerk of Courts