Springfield Short-Term Rental Regulations

Sources verified 2026-07-22
TL;DR
Springfield does not require a specific STR permit. Combined tax rate is 14% (6% state + 8% city). No annual day limit.
Disclaimer
This information is provided for general informational purposes only and does not constitute legal, tax, or regulatory advice. Short-term rental regulations change frequently. Always verify current requirements with your local government before listing your property or making investment decisions.
Key Requirements at a Glance
Permit ✗ Not required
Primary Residence ✗ Not required
Annual Day Limit No limit
Tax Rate 14% (6% state + 8% city)
Max Penalty Fines apply (amount varies)
Insurance Not required

New to short-term rentals? Jump to the compliance checklist →

Permit & Licensing

Springfield does not require a specific STR permit at this time. Check with local government for any zoning or business license requirements.

Tax Obligations

TaxRateAuthority
Springfield Hotel and Motel Room Tax 8% City of Springfield
Illinois Hotel Operators' Occupation Tax 6% State of Illinois

Combined rate: 14% of gross rental income.

Collection: Operators and/or Online Travel Companies (OTCs)/hosting platforms must collect the 8% Hotel and Motel Room Tax from the renter at the time of payment and remit it to the city's Office of Budget and Management. At the state level, hosting platforms meeting the 're-renter' definition must register with the Illinois Department of Revenue and collect/remit the state Hotel Operators' Occupation Tax via Form RHM-1 (effective July 1, 2025).

Filing: Monthly by default (return due on or before the last day of the following calendar month); quarterly if average monthly tax liability does not exceed $60

Rental Limits

Springfield does not impose an annual cap on the number of nights you can rent.

Zoning & Restrictions

Insurance & Safety

Insurance

Springfield does not require short-term rental operators to carry specific insurance. Standard homeowner policies often exclude short-term rental activity, so many hosts obtain dedicated short-term rental or landlord liability coverage.

Platform Requirements

Illinois requires short-term rental hosting platforms (e.g., Airbnb, Vrbo) that meet the definition of 're-renter of hotel rooms' to register with the Illinois Department of Revenue and collect/remit the state Hotel Operators' Occupation Tax on short-term rental bookings statewide, effective July 1, 2025 (35 ILCS 145/2, as amended by Public Act 104-0006).

Market Snapshot

Demand context for Springfield from official government and tourism statistics — the latest published annual figures, not a projection of rental income.

MetricValueSource
Population (2025 est.) 112,989 (-1.3% since 2020) U.S. Census Bureau

Figures are the latest annual statistics published by the linked official sources (retrieved 2026-07-13). Visitor counts cover the geography stated by each source, which can be wider than the city itself. Regulations above — not market conditions — determine whether and how you may operate.

Compliance Checklist

Follow these steps to legally operate a short-term rental in Springfield:

  1. Register for tax accounts. Set up lodging tax accounts with City of Springfield Office of Budget and Management; Illinois Department of Revenue.
  2. Collect and remit taxes. 14% on all bookings.

Frequently Asked Questions

Do you need a permit to run an Airbnb in Springfield?
Springfield does not require a dedicated short-term rental permit, but you must register for and remit applicable lodging taxes. Confirm local zoning rules still allow short-term rentals at your property before listing.
Does Springfield require a short-term rental to be your primary residence?
No. Springfield does not impose a primary-residence requirement, so non-owner-occupied rentals are allowed.
How many days a year can you short-term rent in Springfield?
Springfield does not cap the number of nights per year you can short-term rent, though permitting, zoning, and occupancy rules still apply.
What taxes do you pay on a short-term rental in Springfield?
Short-term rental stays in Springfield are subject to a combined 14% in lodging taxes. This combines 8% Springfield Hotel and Motel Room Tax + 6% Illinois Hotel Operators' Occupation Tax. Hosts are legally responsible; many booking platforms collect and remit them automatically on the host's behalf.

Official Sources

  1. City Licenses/Permits | City of Springfield, Illinois — Office of the City Clerk
  2. City of Springfield Tax Rates (Updated May 2022)
  3. CHAPTER 100. - TAXATION, Article IV - Hotel and Motel Room Tax - Springfield, IL Code of Ordinances
  4. § 155.001. - Definitions (Tourist home, bed and breakfast inns) - CHAPTER 155. ZONING - Springfield, IL Code of Ordinances
  5. § 155.179. - Tourist homes, bed and breakfasts inns (conditional use) - CHAPTER 155. ZONING - Springfield, IL Code of Ordinances
  6. Excise Tax Rates and Fees - Illinois Department of Revenue
  7. FY 2025-28, Hotel Operators' Occupation Tax Updates for Hosting Platforms for Short-Term Rentals - Illinois Department of Revenue